A home insurance policy also provides coverage on your liabilities. This includes lawsuits that other people might have filed on you. For instance, suppose your dog bit your neighbor. In that case, with the help of a homeowners insurance Columbia SC, you can ask your insurer to compensate your neighbor for any damage or medical expense. Similarly, if your kid has damaged a decoration piece in your sister’s home, you can ask your insurer to reimburse her for this damage. You might also experience cases where another person might sue you for any lost wages or sufferings. In that case, your home insurance policy will also cover you