Guardian National Mortgage

About Guardian National Mortgage

Established since 2013, Guardian National Mortgage Brokersin Beaumaris and Bayside Melbourneis proud to deliver innovative brokerage solutions - with over $1 billion dollars of mortgages settled successfully for our 2000 clients.

Our experienced team can help you achieve optimum financial freedom using the existing equity in your home, as well as exploring investment solutions that work within your borrowing capacity and affordability.

If you have been thinking of becoming a property investor and looking for experienced Investment Property Broker near you, but too nervous to take the plunge, our professional advisors will help you navigate the world of mortgage lending, making the whole process as stress free as possible.

We can show you how you can access the equity in your home, to buy an investment property, to build your wealth. With the majority of our clients being property investors, we take the time to work out the maximum limit you can borrow, taking into consideration the rental income it will bring in and potential tax benefits you will receive, which most people are unaware of. Furthermore, we look at the cash flow and equity you may have, helping you make more capital gains through investment properties in Melbourne, Sydney, Brisbane and Perth, Adelaide and more. If buying an investment property is part of your wealth creation strategy, then Guardian National Mortgage is the most reliable and trusted Mortgage Broker, Wealth Creation and Management and Finance Solutions Providerin Beaumaris and Bayside, Melbourne.

Property Investment Finance & Mortgage Broker 

We can help with:

•    Standalone securities/separated off from one another

•    Navigating different lenders in the market

•    Knowing what it costs you to own the investment

•    Using software which calculates tax refund cheques

•    Knowing your individual borrowing capacity

•    Mitigating risk (fixed rate) + (insurance)

•    Not overcommitting with your borrowing – you still need to live and go on holiday!

•    Dealing with the banks red tape, rules & regulations

•    Having somebody going in to bat for you to get the loan approved as well as negotiating on your behalf

•    Understanding the Comprehensive Credit Scoring regime

•    Self-employed& business owners who have different hurdles to deal with

Mortgage Refinance Broker

•    Instant cash rebates

•    Debt restructure that saves you money

•    Preferential "new to bank” interest rates

•    Wealth creation – Equity Release Plan

Low / Alternative Doc Loans

•    Our brokers will do all the hard work for you, dealing with the banks whose lending criteria favours the self-employed & company owners.

•    We know the banks that look at the ‘big picture’ & not just your personal tax return.

•    We’ve got your back & will ensure you get a loan that’s suitable for your requirements.

SMSF Loans: Commercial – Residential – Off the Plan

Self-Managed Super Funds (SMSFs) is something that many financial planners and accountants promote as a means of reducing your tax now, whilst you are still in the workforce, ultimately paying less tax in retirement. They also provide good asset protection from any unforeseen litigation that may occur.